Before deciding if you should file for bankruptcy, then it is really important that you know that there are several types of ways that companies and individuals can actually file this. The bankruptcy attorney can help you determine whether you must file for Chapter 13, 12, 11 or 7. The chapters 7 and also 13 are actually personal options. Know that chapters 11 and 12 are for the corporations and also for the agricultural businesses.
What you need to do is that you must find that bankruptcy attorney which practices the right chapter that you are going to file. Such lawyers actually concentrate on the personal finances while the others focus on the businesses. There are also firms which can do both. A lot of the general firms that practice a wide variety of law are also an option. When it comes to filing on behalf of the individual, a lot of firms would choose to file chapter 7, The chapter 7 bankruptcy is the least complicated method which you may file.
If you are going to choose a bankruptcy attorney, it is best that you look for someone who has an experience in this field. You want a person who knows what they are doing and one who has all the knowledge in settling finances. When you choose to go with an individual as opposed to the firm, it would be best that you ask if the lawyer has such reference source which one uses in the event that they are not familiar with a certain part of the case. In choosing a firm, all the members in the practice can work together if the problem comes up. Firms would have people who are knowledgeable in a lot of areas, making all references in-house. You need to remember that even the smallest mistake can actually cause the case to be dismissed.
You should know if the person that you choose will be available to answer the questions that you have. You should know how long it would take for you to return the calls and also what happens when the lawyer isn’t available if the need arises. Is there a backup option? You should make sure that one is available so that you can proceed to being financially free.
Prior to making a decision, you need to go through the references first. So many firms can provide you with a list of those clients which they have in the past. You could make a phone call to them so that you will know what they say about the lawyer.